Senior Product Manager - UK Cards

About LendableLendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:One of the UK’s newest unicorns with a team of just over 700 peopleAmong the fastest-growing tech companies in the UKProfitable since 2017Backed by top investors including Balderton Capital and Goldman SachsLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.Join us if you want toTake ownership across a broad remit.

You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quoBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

About the Role

We’re looking for a Product Manager to help shape and grow the UK Cards product.This is not a traditional PM role focused on roadmap management, stakeholder coordination or writing tickets. We are looking for someone who thinks like an owner and operates like a builder.You should be someone who naturally questions how things work, challenges assumptions and looks for practical ways to improve the product.You will work closely with engineering, operations, data, finance and commercial teams to identify problems, validate opportunities and drive execution across the Cards business. The role combines product thinking, experimentation, problem solving and AI tooling.If you are excited by fintech, lending and building products in a fast moving environment, this role offers significant ownership and impact.What you'll be doingThis role will cover a broad range of work across the UK Cards product.Driving product and growth initiativesYou will identify opportunities to improve customer experience, engagement, conversion and business performance.Examples include:Designing and running experiments across acquisition, onboarding, engagement and retentionImproving customer journeys, product features and servicing experiencesUsing data and customer insights to prioritise product opportunitiesDefining MVPs and validating ideas before committing engineering resourcesWorking closely with engineering teams to deliver high impact improvementsBuilding operational leverage and AI-enabled workflowsWe want someone who actively looks for smarter and more scalable ways to work.Examples include:Improving internal tooling and operational workflowsDriving adoption of AI tools across the team (Claude, Cursor and other emerging tooling)Supporting development of AI-powered customer support and servicingAutomating manual operational processes where possibleHelping teams make faster and better decisions through better workflowsOwning cross functional problem solvingThe role requires operating across product, operations, finance, capital markets and customer servicing.Examples include:Identifying operational bottlenecks and driving improvementsCoordinating complex initiatives across multiple teamsTranslating ambiguous business problems into impactful plansBalancing customer outcomes with commercial and operational constraintsA core part of the role is continuously challenging how things are done today and helping the organisation operate in simpler, faster and more effective ways.Who this role is forThis role is designed for someone who wants significant ownership and enjoys solving hard problems in fast moving environments.Typical profile4+ years of experience in product, strategy, consulting, analytics or startup environmentsExperience owning products or growth initiativesStrong interest in fintech, lending and technologyComfortable working across both strategy and executionCurious about AI and how new tools can improve product developmentInterested in building and scaling products with real business impactYou should be someone whoThinks from first principles rather than accepting how things currently workChallenges assumptions and asks high quality questionsEnjoys solving ambiguous and messy problemsUses data confidently to make decisionsMoves quickly and tests ideas pragmaticallyIs highly ownership and execution focusedCan operate independently with broad directionCommunicates clearly across technical and non technical teamsIs comfortable switching between product, operational and commercial contextsWhy this role is interestingYou will get exposure to:How consumer lending and credit cards work in practiceBuilding and scaling one of the UK’s most successful fintech productsProduct-led growth and experimentationAI tooling and automation inside a real product organisationThe operational and commercial side of running a fintech businessCross functional decision making across product, finance, operations and riskYou will work closely with senior members of the Cards team and have the opportunity to own meaningful, business critical initiatives with significant autonomy.Life at LendableWinning team: the opportunity to scale up one of the world’s most successful fintech companiesFlexible working: flexible approach tailored to each role.

Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sitesSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office wallsHealth coverage: support for your physical and mental wellbeing, including private health coverRetirement & savings: long-term financial wellbeing through retirement savings plansEmployee referral programme: earn a competitive bonus when you refer successful new team membersOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locationsSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locationsPlease note: The availability and details of specific

Benefits

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