Manager, Insurance Product Innovation & Emerging Solutions

Hi, we're Oscar. We're hiring a Manager, Insurance Product Innovation & Emerging Solutions to join our Insurance Product Development team.Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves - one that behaves like a doctor in the family.

About the Role

:The Manager, Insurance Product Innovation & Emerging Solutions supports the development and advancement of insurance lifestyle product concepts. These concepts include lifestyle-based offerings, multicultural, and condition-specific products, to mention a few.You will operate as a hands-on innovation product manager, translating strategy into testable concepts, supporting pilot development, and coordinating efforts to bring new solutions from idea to scalable opportunity.You will report into the Vice President, Insurance Product Innovation and Development.Work Location: This is a remote / work-from-home role. You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia.

Note, this list of states is subject to change. Pay Transparency: The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $135,792 - $178,227 per year. The base pay for this role in all other locations is:: $122,212- $160,404 per year.

You are also eligible for employee

Benefits

, participation in Oscar's unlimited vacation program company equity grants and annual performance bonuses.Responsibilities:Product Innovation & Concept DevelopmentPromote development of new insurance product concepts and health solutions (e.g., lifestyle-based, multicultural, condition-specific health plans)Translate strategy into early-stage designs, value propositions, and use casesIdentify opportunities based on member needs, health disparities, and market trends to differentiate and winLifestyle, Multicultural, & Population Health SolutionsContribute to development of culturally-aligned and population-specific offeringsSupport design of condition-focused solutions (e.g., chronic condition or disease-specific concepts)Help shape offerings that improve engagement, outcomes, and provider/member experienceMarket & Opportunity AnalysisAnalyze market, competitive, and member analysis to inform innovation prioritiesSupport opportunity sizing and business case inputs for new conceptsCross-Functional CoordinationPartner with product design, clinical, network, actuarial, corporate strategy, and growth teamsCoordinate inputs and timelines to move concepts from brainstorming to pilot and launchSupport documentation, decision-making, and partner agreement effortsPilot Execution & LearningSupport execution of pilots and early-stage programsTrack performance, gather insights, and summarize insightsRecommend whether to refine, pivot, or discontinue product conceptsLead different teams to develop

Requirements

and support implementation.Compliance with all applicable laws and regulationsOther duties as assigned

Requirements

:Bachelor's Degree5+ years of experience in healthcare, health insurance, product management (ACA or Small Group), or corporate strategyExperience supporting product development, consumer journey mapping, improvement plans, or pilot programsWillingness to travel up to 25% of the time.Bonus points:Experience with health insurance product development, population health, or member engagement solutionsFamiliarity with multicultural or underserved population strategiesExposure to condition-based or clinically oriented product modelsExperience in early-stage product development or experimentationThis is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraudhere. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices.

It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for

Benefits

including: medical, dental, and vision

Benefits

, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.Reasonable Accommodation: Oscar applicants are considered solely based on their

Qualifications

, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar

Benefits

Team (accommodations@hioscar.com) to make the need for an accommodation known.California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Privacy Policy.Originally posted on Himalayas